Understanding the True Value of Your Losses and Expenses
Talk to Oakland Personal Injury Attorney David G. Smith
If you were injured in an accident, has the insurance company actually offered you all the money you are entitled to?
Many people underestimate the true cost of their injuries or losses after they've been involved in a car accident or any other kind of accident. This is especially true of people who have health insurance that kicked in to pay for some or all of their medical costs.
At the Law Offices of David G. Smith, we make sure our clients understand all of the compensation they could receive and how they need to document those expenses. We handle negotiations for your initial injury claim - we also handle negotiations with your health insurance company if they later want you to pay them back.
If you have questions after a personal injury, contact our law office by e-mail or call us at 510-431-2598 | 925-308-6484. We'll be happy to give you a realistic assessment of your case and the kinds of compensation you can receive.
Did You Know You Could Be Reimbursed?
- Sick Leave: If you had to take time off work for healing or for doctor appointments, you probably used your sick leave (or even vacation). If you were paid by your company, you are still able to collect payment for that time off work because you would not have had to use it if you had not been injured.
- Mileage and Transportation Costs: With the price of gas, transportation to and from doctor, hospital and therapy appointments can really add up. You can be reimbursed for these expenses.
There are a host of other expenses for which you can be reimbursed. Ask us about it.
Getting and Keeping Money in Your Pocket
Here's what typically happens after an accident:
- An injured person goes to the doctor to get treatment for his injuries and files a claim against the appropriate insurance company.
- The injured person's own medical insurer pays the medical bills.
- At a later date, the other insurance company (through a settlement or a verdict), sends the injured person a check.
- The medical insurer then sends the injured person a bill to get some or all of their money back, making a claim against the insurance settlement.
As your personal injury attorney, Mr. Smith handles two areas of negotiation on your behalf. First he files your claim with the other person's insurance company and negotiates to get you the best offer. If the insurance company doesn't come through, he takes them to court to get you the money you may need.
Next, Mr. Smith negotiates with your medical insurer to minimize the amount of money that you need to pay back. After all, you may have continuing medical problems, treatment needs, and required services. You need that settlement money to handle those future expenses.