If you have a teenage son or daughter, there's a good chance your child will be involved in an auto accident before he or she turns 19.
If you read your auto insurance policy, you'll likely come across some unfamiliar terms and confusing legal language. What's the difference between liability coverages? What counts as underinsured? How comprehensive is comprehensive?
Treatment for auto accident injuries can cost more than auto repairs-maybe even more than the value of the car! If you have a high-deductible health plan, that means you could end up with thousands of dollars in medical bills.
Rideshare companies such as Uber and Lyft have completely disrupted the transportation industry with their convenient apps, competitive rates, and efficient service. They have also created a lot of action in the courts over insurance coverage and background check issues. Before you, "Uber" yourself to your friend's party or to the airport, know that these companies, at least for now, are less regulated than the taxi industry.
Tired of digging around for car keys? Buy a car with a keyless ignition system. Found in nearly 72 percent of vehicles these days, keyless ignition systems purportedly offer a convenient alternative to the "old fashioned" key.
The Governors Highway Safety Association says that novice and teen drivers have higher crash rates. To help lower these stats, all states except Washington DC have adopted Graduated Driver's License (GDL) programs. These programs allow young drivers to gain experience before they hit the road free and clear.
Sorry to sound like a lump of coal, but the National Safety Council (NSC) cites Christmas Day and New Year's Day the sixth and fifth most dangerous driving days, respectively. Drunk driving and poor weather factor into a number of these accidents. Because the holidays fall over a weekend this year, the NSC expects more drivers on the road, which ups the odds for accidents.
Even a minor fender-bender can cause sprains, strains, and other soft-tissue injuries. What feels like a minor injury may become a major pain without medical attention. After an auto accident, it's important to seek proper medical treatment as soon as you are able. But it's also important to know that some injuries don't manifest until months later. For the good of your health as well as any pending insurance or personal injury claim, get a proper diagnosis and don't let emergency room doctors overlook any possible soft-tissue injuries. If you suffer from muscle spasms, stiffness, numbness or tingling, or back pain, get it checked out.