If you read your auto insurance policy, you'll likely come across some unfamiliar terms and confusing legal language. What's the difference between liability coverages? What counts as underinsured? How comprehensive is comprehensive?
In California, we're required to have at least a minimum amount of auto insurance: $15,000 in liability insurance for injury/death to one person, $30,000 for injury/death for more than one person, and $5,000 for damage to property.
We know that a hard blow to the head can cause a concussion. A class action on behalf of 4,500 ex-NFL players brought this issue to mainstream attention when they asserted the NFL knew of the high concussion risk in the sport, and the devastating effects, but didn't take appropriate action. The NFL now faces a $1 billion settlement.
Treatment for auto accident injuries can cost more than auto repairs-maybe even more than the value of the car! If you have a high-deductible health plan, that means you could end up with thousands of dollars in medical bills.
Fatal accidents are on the rise. Will wrongful death claims rise with them?
In busy cities such as Oakland and San Francisco and bike-friendly college towns such as Davis, scooters and mopeds are great for commuting to work and class and for getting in and out of downtown efficiently. Although these fuel-efficient vehicles can get you from point A to point B much faster than a human-powered bicycle, they do come with risks.
Rideshare companies such as Uber and Lyft have completely disrupted the transportation industry with their convenient apps, competitive rates, and efficient service. They have also created a lot of action in the courts over insurance coverage and background check issues. Before you, "Uber" yourself to your friend's party or to the airport, know that these companies, at least for now, are less regulated than the taxi industry.
Post-traumatic stress disorder (PTSD) develops in people that have experienced or seen a dangerous or shocking event. We often hear of war veterans that develop PTSD from witnessing and experiencing life-threatening combat. Indeed, between 11 and 20 percent of Iraq War veterans developed PTSD in a given year, according to the U.S. Department of Veterans Affairs.