Does your auto insurance policy include medical payments coverage? If not, it should.
If you read your auto insurance policy, you'll likely come across some unfamiliar terms and confusing legal language. What's the difference between liability coverages? What counts as underinsured? How comprehensive is comprehensive?
In California, we're required to have at least a minimum amount of auto insurance: $15,000 in liability insurance for injury/death to one person, $30,000 for injury/death for more than one person, and $5,000 for damage to property.
We know that a hard blow to the head can cause a concussion. A class action on behalf of 4,500 ex-NFL players brought this issue to mainstream attention when they asserted the NFL knew of the high concussion risk in the sport, and the devastating effects, but didn't take appropriate action. The NFL now faces a $1 billion settlement.
Treatment for auto accident injuries can cost more than auto repairs-maybe even more than the value of the car! If you have a high-deductible health plan, that means you could end up with thousands of dollars in medical bills.
Fatal accidents are on the rise. Will wrongful death claims rise with them?
In busy cities such as Oakland and San Francisco and bike-friendly college towns such as Davis, scooters and mopeds are great for commuting to work and class and for getting in and out of downtown efficiently. Although these fuel-efficient vehicles can get you from point A to point B much faster than a human-powered bicycle, they do come with risks.