In California, we're required to have at least a minimum amount of auto insurance: $15,000 in liability insurance for injury/death to one person, $30,000 for injury/death for more than one person, and $5,000 for damage to property.
Part of me didn't want to write this piece because it sounds too much like I'm blowing my own horn but another part of me really needed to write it because it very effectively illustrates an extremely important point in these days of the "take no prisoners" attitude of the insurance companies.
Rideshare companies such as Uber and Lyft have completely disrupted the transportation industry with their convenient apps, competitive rates, and efficient service. They have also created a lot of action in the courts over insurance coverage and background check issues. Before you, "Uber" yourself to your friend's party or to the airport, know that these companies, at least for now, are less regulated than the taxi industry.